Loans & Programs
RMG offers the following loans:
- Conventional Loan Programs up to $417,000 with fixed rate and adjustable rate mortgages (ARM)
- Construction Lending
- Federal Housing Administration (FHA) Loans and Veterans Affairs (VA) Home Loans
- First-Time Homebuyer Programs
- Home Equity Loans (HELOC)/second mortgages
- Jumbo Loans
Mortgage Checklist
During the loan process, please plan to provide:
- Your social security number
- Most recent retirement account statements
- Personal loan account information
- W-2 forms for the previous two years
- Current pay stubs or, if self employed, your recent two-year tax returns
- Bank statements for the past two months
If you own Real Estate, also plan to provide:
- Mortgage account information, including annual property taxes and insurance
- Name and phone number of your insurance agent
- Home equity account information (if applicable)
- Address, current value, and taxes and insurance on second home or investment property (if applicable)
RMG Special Programs
- Guaranteed Approvals
RMG guarantees it will close your purchase loan based on the terms of its approval letter or we will pay the seller $10,000. The approval letter lists the conditions that must be met for the Guaranteed Approval to be valid.
- Guaranteed Closing Costs Certificate
This certificate guarantees that the amount you are charged in total closing costs will not exceed the amount stated on the final Good Faith Estimate prepared by RMG.
- Refer a friend. Build your community.™
When you refer a friend who closes a loan with us, we’ll make a $100 donation to the school or fire or police department of his or her choice. To date, RMG has already donated more than a quarter–of–a–million dollars to communities thanks to referrals like yours.
Business Partners
Throughout my 15 years in lending, I have developed relationships with industry and housing professionals — each of whom possess similar qualities, such as integrity, professionalism and service that exceed market standards.
If you are seeking the services of professionals in any of the following categories, I strongly encourage you to consider working with one of my partners:
Real Estate Agents
Michael Smith - Edina Realty
michaelsmithgroup.com - 651-730-2314
Amy Weller- Re/Max
amy@myminnesotarealtor.com
612-363-0934
Christina Avery- Bridge Realty
eaganrealtor@yahoo.com
651-247-2111
John Prins-Realty House
612-845-0412
Krista Nelson- Keller Williams
knelson@usinternet.com
952-746-9803
Liz Johnson-Pro Realty Services
liz@prorealtyservices.com
651-238-4733
Michelle Lundeen-Re/Max
michellelundeen@remax.net
763-300-2728
Rob Davis- Re/Max
rob@twincitiesrob.com
612-770-5777
Tara Cardenas-Re/Max
tara.cardenas@results.net
952-484-9624
Builders
Country Joe Homes
Mitchell Tindell
Lakeville, MN 55044
651-503-5294
Tindell@CBBurnet.com
Bellante Home
Carrie Feldman
Carrie@LiveAtBellante.com
952-435-5522
Home Improvement Services
CertaPro Painters
Dennis Merillat/Owner
Burnsville, MN 55306
612-860-6646
dmerillat@certapro.com
Holmin Heating & Cooling
Phil Holmin/Owner
Eagan, MN 55123
763-228-0110
holminheating@comcast.net
Promaster Plumbing
Jim Thompson/Owner
Woodbury, MN 55129
651-337-1738
promasterblbg@frontiernet.net
Law offices
Anne Stoudt-Estate Planning Attorney
763-548-9734
Meinerts Law Office- Family Law and Mediator
merlynmeinerts@jgmlaw.net
952-736-1843
other providers
Herb Monson Insurance
herb@herbmonsonagency.com
952-646-9222
Scott Binion- CPA
Scott@HaugenBinionCPA.com
952-270-1800
Web Services
Paul Pennington- Goldmine DeZine
952-985-5525
Paul@goldminedezine.com
Mortgage Checklist
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