Our Services

Loans & Programs

RMG offers the following loans:

  • Conventional Loan Programs up to $417,000 with fixed rate and adjustable rate mortgages (ARM)
  • Construction Lending
  • Federal Housing Administration (FHA) Loans and Veterans Affairs (VA) Home Loans
  • First-Time Homebuyer Programs
  • Home Equity Loans (HELOC)/second mortgages
  • Jumbo Loans

Mortgage Checklist

During the loan process, please plan to provide:

  • Your social security number
  • Most recent retirement account statements
  • Personal loan account information
  • W-2 forms for the previous two years
  • Current pay stubs or, if self employed, your recent two-year tax returns
  • Bank statements for the past two months

If you own Real Estate, also plan to provide:

  • Mortgage account information, including annual property taxes and insurance
  • Name and phone number of your insurance agent
  • Home equity account information (if applicable)
  • Address, current value, and taxes and insurance on second home or investment property (if applicable)

RMG Special Programs

  • Guaranteed Approvals
    RMG guarantees it will close your purchase loan based on the terms of its approval letter or we will pay the seller $10,000. The approval letter lists the conditions that must be met for the Guaranteed Approval to be valid.

  • Guaranteed Closing Costs Certificate
    This certificate guarantees that the amount you are charged in total closing costs will not exceed the amount stated on the final Good Faith Estimate prepared by RMG.

  • Refer a friend. Build your community.™
    When you refer a friend who closes a loan with us, we’ll make a $100 donation to the school or  fire or police department of his or her choice. To date, RMG has already donated more than a quarter–of–a–million dollars to communities thanks to referrals like yours.

Business Partners

Throughout my 15 years in lending, I have developed relationships with industry and housing professionals — each of whom possess similar qualities, such as integrity, professionalism and service that exceed market standards.

If you are seeking the services of professionals in any of the following categories, I strongly encourage you to consider working with one of my partners:

Financial Planning

Lund, Joern & Associates
An Ameriprise Private Wealth Advisory Practice
Ahmed Samaha
Minneapolis, MN 55402
(612) 746-5300
ahmed.m.samaha@ampf.com

Thrivent for Lutherans
College Planning Specialist
Paul B. Bayer
Burnsville, MN 55337
(952) 277-2636
paul.bayer@thrivent.com

Waddell & Reed Financial Advisors
David Walgren
Bloomington, MN 55435
(952) 884-1503
dwalgren@wradvisors.com

Real Estate Agents

Keller Williams
Krista Nelson
Lakeville, MN 55044
(952) 746-9803
knelson@usinternet.com

Zabrocki Real Estate Group
Bruce Leach
Chanhassen, MN 55317
(952) 215-3015
bleach@zabrockigroup.com

Systems Realty
Tara Cardenas
Apple Valley, MN 55124
(952) 484-9624
systemsrealty@charter.net

Coldwell Banker Burnet
Rosie (Mary Rose) Martin
Burnsville, MN 55306
(612) 490-3843
maryrosie@charter.net

Edina Realty
Kelly Bachman
Burnsville, MN 55306
(612) 940-6331
KellyBachman@edinareality.com

Builders

Country Joe Homes
Glenn Norman
Lakeville, MN 55044
(612) 701-5056
gnorman@countryjoehomes.com

Country Joe Homes
Shelley L. Grav
Lakeville, MN 55044
(612) 221-2426
Shelly@countryjoehomes.com

Charles Cudd
Tom Griffith
Lakeville, MN 55044
(612) 270-8089
tomg@charlescudd.com

McDonald Construction
Kim Vetter
Apple Valley, MN 55124
(763) 228-0110
kimvetter@msn.com

Home Improvement Services

CertaPro Painters
Dennis Merillat/Owner
Burnsville, MN 55306
(612) 860-6646
dmerillat@certapro.com

Holmin Heating & Cooling
Phil Holmin/Owner
Eagan, MN 55123
(763) 228-0110
holminheating@comcast.net

Promaster Plumbing
Jim Thompson/Owner
Woodbury, MN 55129
(651) 337-1738
promasterblbg@frontiernet.net

Mortgage Checklist

Apply Now

Faq

Brian Parkinson

Mortgage Banker, Residential Mortgage Group, A Division of Alerus Financial